Platinum Plan
Platinum – A graded 5 year benefit plan for applicants with sub-standard medical conditions
Place your difficult to insure Disability Insurance cases on the Platinum Plan! This plan has a five-year Benefit Period and a minimum 60-day elimination period. Discounted options are available with 90/120/180/365-day elimination periods. Choose a Benefit Amount between $500 and $13,000 per month with no blood work or medical exams.
  • Benefit Amount up to $13,000 Monthly
  • 5-Year Benefit Period
  • Graded plan
  • Own Occupation definition of Total Disability for the first two years!
Flexible eligibility
  • Between the ages of 18 and 63
  • Earned income in excess of $30,000
  • No occupation class distinction – Broad eligibility with most occupations accepted
  • No Tobacco / Gender based rates
Core eZ-DI Benefits
  • Easy to process – One page application
  • Simple competitive Base Rates
  • Non-Medical Underwriting: No medical exams / no blood work
  • Pre-existing conditions may be covered immediately
  • No Complicated Social Insurance Riders

  • Waiver of premium in case of disability
  • Survivor benefits
  • Accidental Death & Dismemberment Benefits
  • Hospital Indemnity Benefits

Available nationwide except in the following states: AL, FL, ME, MT, NY, SD, VT

Please contact your Broker/Agent Support Team for alternate plans in NY and FL

eZ-DI is brought to you by Risk Insurance and Reinsurance Solutions a global provider of specialized insurance solutions
Insurance products are underwritten and administered by Fidelity Security Life Insurance Company, Kansas City, MO. Fidelity Security Life Insurance Company has been rated A- (Excellent), based on an analysis of financial position and operating performance , by A.M. Best Company, an independent analyst of the insurance industry.
This site generally represents the products underwritten by Fidelity Security Life Insurance Company, 3130 Broadway, Kansas City, MO 64111, but it is not a complete representation of them without the Policy's Explanation of Benefits, Exclusions and Limitations. Domicile: Missouri. NAIC No. 71870. Authorized to transact insurance in all states except NY.
Platinum Plus Group SD-28 / Policy Form No. M-4021; Platinum Plus Individual SD-29 / Policy Form No. M-4022; Platinum/Silver Group DI-139C & DI-139D / Policy Form No. M-4004; Platinum/Silver Individual SD-16 & SD-17 / Policy Form No. M-4012 /Policy Form No: M-00167/ Platinum eZ-Select Group SD-32, SD-33 / Policy Form No. M-4024; Platinum eZ-Select Individual SD-34 & SD-35 / Policy Form No. M-4025; Blue Group DI-141A; Blue Individual SD-18 & SD-19.