Blue Plan
Blue – A non-graded 2 year benefit plan for applicants with substandard occupations
Place your difficult to insure Disability Insurance cases on the low cost Blue Plan! This plan has a two-year Benefit Period and a minimum 30-day elimination period. Reduced rates are available with 60-day elimination periods. Choose a Benefit Amount between $500 and $6,000 per month (depending on occupational class) with no blood work or medical exams.
  • Benefit Amount from $3,000 to $6,000 Monthly – depending on occupational classes
  • 2-Year maximum Benefit Period
  • NON-GRADED plan
Flexible eligibility
  • Between the ages of 18 and 63
  • Earned income in excess of $20,000
  • Broad eligibility – consult Occupation classification list
  • No Tobacco / Gender based rates
Core eZ-DI Benefits
  • Easy to process
  • Simple competitive Base Rates
  • No medical exams / no blood work
  • Pre-existing conditions may be covered immediately if admitted and accepted and not waivered
  • No Complicated Social Insurance Riders

  • Waiver of premium in case of disability – prior to age 65

Available in most states – Not available in: AR, AL, FL, IN, LA, ME, MO, MI, MN, MT, NY, OR, TX, SD, VT, WA

Please contact your Broker/Agent Support Team for alternate plans in NY and FL
Please go to the download section for Policy numbers and form numbers

eZ-DI is brought to you by Risk Insurance and Reinsurance Solutions a global provider of specialized insurance solutions
Insurance products are underwritten and administered by Fidelity Security Life Insurance Company, Kansas City, MO. Fidelity Security Life Insurance Company has been rated A- (Excellent), based on an analysis of financial position and operating performance , by A.M. Best Company, an independent analyst of the insurance industry.
This site generally represents the products underwritten by Fidelity Security Life Insurance Company, 3130 Broadway, Kansas City, MO 64111, but it is not a complete representation of them without the Policy's Explanation of Benefits, Exclusions and Limitations. Domicile: Missouri. NAIC No. 71870. Authorized to transact insurance in all states except NY.
Platinum Plus Group SD-28 / Policy Form No. M-4021; Platinum Plus Individual SD-29 / Policy Form No. M-4022; Platinum/Silver Group DI-139C & DI-139D / Policy Form No. M-4004; Platinum/Silver Individual SD-16 & SD-17 / Policy Form No. M-4012 /Policy Form No: M-00167/ Platinum eZ-Select Group SD-32, SD-33 / Policy Form No. M-4024; Platinum eZ-Select Individual SD-34 & SD-35 / Policy Form No. M-4025; Blue Group DI-141A; Blue Individual SD-18 & SD-19.