Illustration and Proposal Software
Who can use the software?
- The Illustration and Proposal Software for the Fidelity Security Life Individual Disability Insurance products is available only to Brokers who have completed their appointment contracts.
- Upon completion of your appointment, you will receive a New Producer Welcome Kit which will include the instructions on how to download and install the FSL Illustration Software.
- For a producer to present a formal quote to a client, the writing agent must hold an active Life and Health insurance license in the state where the application will be written.
- The producer does not need to be appointed by Risk Insurance and Reinsurance Solutions to present the proposal to a prospective applicant.
Where can I get it?
Authorized Brokers can enter our download area to have the FSL software automatically installed on their PC.
How to use the Illustration Software
Full Proposal or Quick Quote:
You have the opportunity to generate specific proposals for your clients so that adequate disclosure is made about the products. However, you also have the opportunity to generate just a quick quote, a one-page summary of the different modal premiums due on a specific benefit level for a specific person at the age provided.
Here is a summary of how the software works:
1) Select Agent
It is desirable to set-up your Agency Records as requests come in from your agents.
First, set up your Agency in your Home State once and modify that record by changing the state code to your clients’ resident state. You can then include the name of the Producer to show on the cover page and throughout the proposal. Save the file as separate record. The proposal software will not generate a quote unless the Client’s State and the Agent’s State is the same.
2) Select Client
After your agent records are entered and saved, you can create your client records by selecting the Illustration Tab and selecting the Open New option. Just select Edit Client from the Client Tab and enter the basic information of the proposed insured. Then you must select the Agent in order to generate the quick quote or formal proposal.
3) Select Product
The drop down menu allows you to select what product is available for sale in the resident state, the specific product (e.g. Platinum, Silver or Blue plan), the benefit amount and the modal premium option. You do not have to Preview the quote in order to calculate premiums due on a proposal, it will automatically calculate it on the screen for you to provide a quote over the telephone.