Our management team realizes the vital role of supporting our distribution partners through every step of the Disability Insrance sales process. We aim to provide a friendly and responsive service to brokers, Master Agents and indivual producers with a strong focus on underwriting excellence. Our underwriting teams has decades of experience in difficult to insure DI. This means that they have the expertise required to find ways to place cases that others may deny or reject.
Select from the list below to learn more about an individual Team member.
Ron Swartout Ron is Risk’s Chief Underwriter. He has been with Risk since 1995 and has over 35 years of life and health underwriting experience. Ron generally supervises the day-to-day operation of the office and troubleshoots problems from all areas as necessary. If anyone has a question in regards to the Risk operations Ron certainly knows the answer due to his extensive knowledge and experience with Risk. You can contact Ron at 800-747-4464 ext 3142 or email at firstname.lastname@example.org. We have the highest issue rate in the industry; 80% of applications are issued even if they have existing medical conditions.
Trish Boon - As a Senior Underwriter Trish is responsible for the initial underwriting review and evaluation of each case in conformance with FSL’s underwriting criteria. She began her career in the Life and Health Insurance Industry at AIG and joined the Risk team in 2008 after relocating to Florida from Delaware. GO EAGLES!!!! She brings over 25 years of Senior Underwriting experience to Risk. If you need to discuss your client’s medical impairments or high risk occupations you should contact Trish at 800-747-4464 ext 3141 or email at Patricia.email@example.com. She would be glad to discuss the options available to protect your client’s income..
Mary Laquidara - Mary is very knowledgeable and has been with Risk for over 9 years serving in a variety of roles. Mary is responsible for the initial underwriting review of each case. She also fields preliminary inquiries from agents and generates quotes for presentation to clients. Mary is also responsible for closing out all delivery requirements and issuing policies. If you have a difficult case to place contact Mary at 800-747-4464 ext 3147 or email at firstname.lastname@example.org she will let you know whether you client may be eligible and will provide a preliminary evaluation.
Bhanu Ravishankar - Ms. Ravishankar received a bachelor’s degree majoring in Physics, with minors Mathematics and Chemistry from the University of Madras, India in 1979. Additionally, she has over 12 years of experience in the insurance industry, of which over 6 years is in Group Underwriting, working for reputed insurance companies including Great West Life Assurance Company, CIGNA and Unum. Additionally, she possesses professional insurance industry diplomas and certificates including ACS, ALHC..
Agent Support Team
Monika Scism - AGENT SUPPORT TEAM - Monika has been with Risk since 2004 and is a very integral member of the Risk team. She is the center of the office ensuring communication exists among all team members and is fondly referred to as the “Event Coordinator”. Monika is responsible for assisting and supporting all marketing programs to drive lead generation, as well as coordinating general marketing efforts. She also fields inquiries from agents and generates quotes for presentation to clients. Monika also processes Late Notices and Lapse Letters. Monika’s multi-faceted involvement in the Risk operations extends to client services and sales and services. You can contact Monika at 866-747-5434 ext 3146 or email at email@example.com, as she wants to provide options to help you leverage your existing relationship with your customers and provide you with another reason to reach out and better meet their needs.
eZ-DI is brought to you by Risk Insurance and Reinsurance Solutions a global provider of specialized insurance solutions. Insurance products are underwritten and administered by Fidelity Security Life Insurance Company, Kansas City, MO. Fidelity Security Life Insurance Company has been rated A- (Excellent), based on an analysis of financial position and operating performance , by A.M. Best Company, an independent analyst of the insurance industry. This site generally represents the products underwritten by Fidelity Security Life Insurance Company, 3130 Broadway, Kansas City, MO 64111, but it is not a complete representation of them without the Policy's Explanation of Benefits, Exclusions and Limitations. Domicile: Missouri. NAIC No. 71870. Authorized to transact insurance in all states except NY. Platinum Plus Group SD-28 / Policy Form No. M-4021; Platinum Plus Individual SD-29 / Policy Form No. M-4022; Platinum/Silver Group DI-139C & DI-139D / Policy Form No. M-4004; Platinum/Silver Individual SD-16 & SD-17 / Policy Form No. M-4012 /Policy Form No: M-00167/ Platinum eZ-Select Group SD-32, SD-33 / Policy Form No. M-4024; Platinum eZ-Select Individual SD-34 & SD-35 / Policy Form No. M-4025; Blue Group DI-141A; Blue Individual SD-18 & SD-19.