Disability Insurance for high risk medical conditions and occupations

- SIMPLE AND FAST!
- SHORT APPLICATION!
- NO BLOOD WORK OR MEDICAL EXAMS!
- DON’T WASTE TIME - DON’T MISS A COMMISSION
- MONTHLY PREMIUMS AS LOW AS $27
- APPLY WITH CONFIDENCE: FSL IS “EXCELLENT” A- RATED BY A.M. BEST

 

Target customers:
  • Customers denied by your traditional carrier
  • Customers considered uninsurable or difficult to insure
  • Customers suffering from a pre-existing medical condition or working in high risk occupation
  • Customers self employed, relying on commissions or home based employment
  • Customers accepted on DI but with several unacceptable medical exclusions
  • Customers covered by a capped Group Disability insurance but still seeking additional coverage

 


Fill in as much information as possible - Only the fields asking for your contact information are mandatory).
You are not required to select the product, waiting period, optional benefit, or mode.
If you need a preliminary opinion on a specific case (Assessment Request), please fill in the “Health Issues” section.

ABOUT YOUR CUSTOMER…

 

 

Health Issues: (Field required for Assessment requests only)

A FEW NUMBERS TO HELP US DESIGN A PLAN…
Include bonuses, commissions, etcMonthly Benefit paid in case of disabilityIF you know the approximate monthly premium your customer can afford or is budgeting, enter it here
All Benefit periods are not available in all states and for all plans. 2 and 5 years are most common. Shorter Benefit Periods result in lower premiumsAll Waiting / Elimination periods are not available in all states and for all plans. 90 and 180 days are most common. Longer Elimination Periods result in lower premiumsWe will send you a couple of options at premium levels + or - the increments shown above
SPECIFIC CONFIGURATION REQUESTS…
Optional benefits desired:
Partial Disability

Own Occupation

Hospital Indemnity

Home Health Care

Special requests or questions:

AGENT INFORMATION
Quote request
Assessment request
Sales support request
 


 
 
 

Contact our Agent / Broker

Support Team

 
 
 
Quick Links

Platinum eZ-Select

  • For medical impairements
  • No blood work or Medical exams (up to $13,000/month)
  • 1,2,3 or 5 year Benefit Periods
  • Guaranteed renewable
  • Level Premium to age 65
  • No grading for disabilities due to injuries
  • Own Occupation coverage for full benefit period

BLUE PLAN

  • For occupational risks
  • No blood work or Medical exams (up to $13,000/month)
  • 2 year Benefit Period
  • Issue age: 18 to 63
  • Level Premium to age 70
  • Streamline Issue
  • Own Occupation coverage for full benefit period
  • Non-Graded benefits
 

eZ-DI is brought to you by Risk Insurance and Reinsurance Solutions a global provider of specialized insurance solutions
Insurance products are underwritten and administered by Fidelity Security Life Insurance Company, Kansas City, MO. Fidelity Security Life Insurance Company has been rated A- (Excellent), based on an analysis of financial position and operating performance , by A.M. Best Company, an independent analyst of the insurance industry.
This site generally represents the products underwritten by Fidelity Security Life Insurance Company, 3130 Broadway, Kansas City, MO 64111, but it is not a complete representation of them without the Policy's Explanation of Benefits, Exclusions and Limitations. Domicile: Missouri. NAIC No. 71870. Authorized to transact insurance in all states except NY.
Platinum Plus Group SD-28 / Policy Form No. M-4021; Platinum Plus Individual SD-29 / Policy Form No. M-4022; Platinum/Silver Group DI-139C & DI-139D / Policy Form No. M-4004; Platinum/Silver Individual SD-16 & SD-17 / Policy Form No. M-4012 /Policy Form No: M-00167/ Platinum eZ-Select Group SD-32, SD-33 / Policy Form No. M-4024; Platinum eZ-Select Individual SD-34 & SD-35 / Policy Form No. M-4025; Blue Group DI-141A; Blue Individual SD-18 & SD-19.